Frequently Asked Questions

Your questions answered. Your path to financial freedom made clear.

About Our Services

What services does Equivest Advisory Group offer?

We specialize in:

  • Credit improvement and rehabilitation
  • Budgeting and savings education
  • Family financial literacy programs (including youth-focused training)
  • Business startup readiness and funding guidance

Our goal is to help you strengthen your financial profile, achieve your dreams, and build generational wealth.

How is your approach different from other credit repair companies?

Unlike many credit repair firms, we don’t just “fix” credit—we teach you how to maintain it. We combine credit improvement with financial education, so you’re prepared for lasting success. We are fully compliant with the Credit Repair Organizations Act (CROA) and never charge prohibited upfront fees.

Can you guarantee a specific credit score increase?

No. Federal law prohibits guarantees of specific outcomes. However, our proven methods focus on improving your overall financial profile, which often results in higher scores over time.

Credit Rehabilitation

What is credit rehabilitation?

Credit rehabilitation is the process of improving your credit health by reducing credit utilization, paying down debts, resolving negative items, and diversifying your credit mix. This creates a stronger financial foundation for future opportunities.

How long does the process take?

Every situation is unique. Some clients see improvement in as little as 60–90 days, while others may take 6–12 months for significant changes.

Will you work with clients who have bankruptcy, charge-offs, or collections?

Absolutely. We specialize in helping clients recover from serious credit challenges.

Is credit rehabilitation legal?

Yes—when done in compliance with Credit Repair Organizations Act (CROA). We operate fully within federal and state regulations.

Business Startup Support

Can you help me get funding to start a business?

We help you become funding-ready by improving your creditworthiness, creating a savings plan, and connecting you with grants and small business loan resources.

Do you help with grant applications?

We can guide you through the process, help you gather required documentation, and connect you to reputable funding sources.

Costs & Payments

How much do your services cost?

Our fees vary based on your specific needs. Contact us for a free consultation and custom quote.

Do you charge upfront fees?

No. We are fully compliant with CROA, which prohibits upfront fees for credit repair services.

Client Experience

How do I get started?

  1. Sign-up to receive a free one-time only Equifax credit report
  2. Schedule a free consultation with us
  3. Together we can review your current financial profile
  4. Receive a customized action plan
  5. Begin your journey toward financial freedom

Do I need to share my credit report with you?

Yes. We use secure, encrypted methods to access your report with your permission.

How will I know my credit is improving?

You can review the credit monitoring service you must maintain while we are assisting you with improving your credit profile.

Still Have Questions?

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